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It lays out three paths side by side (act, wait, or say no) so you can see the cost of action and inaction honestly, using ranges when the numbers aren't certain.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eMake a stalled decision visible on paper\u003c\/li\u003e\n\u003cli\u003eWeigh the cost of acting and of waiting\u003c\/li\u003e\n\u003cli\u003eChoose with ownership, including a clear no\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eEducational guide, not individualized financial, legal, tax, or business advice. 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